CB Clarity · Community Bank M&A Intelligence

Quality scores and deal pricing
for 3,864 private community banks.

FDIC call report data scored against historical M&A transactions — the same financial foundation bank examiners use, matched to deal pricing from SEC EDGAR proxy statements. Built for boutique advisory firms competing against Piper Sandler and Raymond James.

3,864 Banks scored
537 Deals classified
62 Priced transactions
1.29× Avg P/TBV · TTM
Products
Dealfinder
Per engagement

Custom seller identification and fair value modeling for a specific geography or target profile. Delivered as a PDF brief with ranked candidates, quality scores, and P/TBV range estimates.

Market Conditions
Quarterly

One-page community bank M&A conditions report: deal volume, pricing trends, balance sheet health, acquirer appetite, and rate environment — scored and verdict-stamped each quarter.

Deal Tearsheets
On demand

Archival deal analysis for any of 537 transactions: seller quality at deal time, deal type classification, comparable pricing, and acquirer profile. Built from FDIC call reports and SEC proxy statements.

What makes it different

CB Clarity quality scores are built from FDIC call report data — the same source bank examiners use. Each of the 3,864 active private commercial banks in the $100M–$2B asset range receives a six-metric grade: return on assets, asset quality, equity ratio, core deposit funding, net interest margin, and loan portfolio composition.

Scores are validated against outcomes. Weak-tier banks are cited for enforcement actions at 2.3× the rate of Well-Run banks (Fisher exact p = 0.013, AUC = 0.607). Fair value estimates are anchored to 62 priced transactions from SEC EDGAR proxy statements; adj. R² = 0.13, LOO-CV MAE 0.32×. We report ranges, not point estimates.

SNL/S&P Market Intelligence covers the same underlying data but is priced for institutional subscribers. CB Clarity is built for the boutique firm that competes on local knowledge, not data budget.

Get in touch

Request a sample or discuss a Dealfinder engagement.

Send a brief note about your firm and target geography. I’ll respond within one business day with sample output and pricing.

alex@cb-clarity.com